NexTier Connects

Custom Account Options:

• Free Business Checking Accounts
• NexTier Connects Checking: Designed specifically for churches and non-profits
• Money Market & Savings Accounts
• Sweep Accounts
• CD options to suit short- and long-term savings goals

Commercial Lending: Short- and Long-term Financing Options

• Construction Financing
• Equipment Loans
• Real Estate Secured Loans
• Refinancing of Existing Debt
• Revolving Lines of Credit
• Term Loans

Online Banking with Cash Manager: Cash Management Solutions

• Account Reconciliation
• ACH Services
• Bill Pay Service
• eStatements
• Merchant Capture
• Multiple Security Levels
• NexTier Business Mobile App
• QuickBooks Compatible
• Wire Services

Fraud Detection and Prevention

• Electronic Payment Authorization (EPA) blocks or filters ACH Transactions.
• Positive Pay prevents the recreation or alteration of checks.
• Security Alerts to help protect your organization.

Merchant Capture

Save time and reduce trips to the bank with our Merchant Capture solution. Simply use a desktop scanner provided by NexTier Bank that connects to your PC to safely and securely deposit checks into your organization’s accounts the same day they are received.

ACH Collections & Payroll Services

Collect donations and obtain greater control with our Automated Clearing House (ACH) Collection Services through NexTier Cash Manager. Automatically collect one-time or recurring payments by directly debiting donors checking or saving accounts and electronically transferring the funds to your NexTier account on a specific date. You can provide your donors with an alternative to credit cards and checks that produces faster payments and more efficient processing for your ministry. Ideal for members or donors who want to make automatic monthly contributions. ACH Services can also be used to offer direct deposit for employee payroll.

Merchant Services: Payment Processing with Clover^®

Our partnership with Fiserv, a global leader in payments processing, enables us to provide merchants with value-added services and business tools to simplify running your business. Our solutions include Clover business management platform and payment processing devices featuring simplified pricing, comprehensive business insights, multi-layer security and concierge-level service and support.

Credit Card Solutions

Credit Card Options:

• Community Card for Public and Non-Profit Entities
• NexTier One Card
• Visa^® Business Credit Card
• Visa^® Business Rewards Credit Card

Conversion Services

We know it’s not easy to switch banks. Our experts will guide you through the process by providing on-site training to ensure all employees are comfortable with NexTier programs and processes before the transition is made. We will provide the first order of checks, deposit slips, and endorsement stamps free of charge.