Checking.

Designed for you.

Whether you’re looking for a traditional checking account or one with extra perks; NexTier has you covered with an account to fit your lifestyle.

	Free Checking Learn More	Perfect Fit Learn More	Cash Back Learn More	Interest Plus Learn More
Deposit to Open	$50	$25	$50	$50
Balance Requirement	No Minimum Balance Requirement	No Minimum Balance Requirement	No Minimum Balance Requirement	No Minimum Balance Requirement
Monthly Service Charge	$0	$0	$0	$0
Rewards			2.5% Cashback on debit card purchases. Receive up to $8 per statement cycle².	Higher interest rate if qualifications are met.
Qualifications¹	None	None	See below for qualifications.	See below for qualifications.
Interest Bearing²
Free Online Banking with Bill Pay
Free Mobile Banking
Free eStatements
Free Telephone Banking
Overdraft Privilege^a	Covers overdrafts up to $500.	N/A	Covers overdrafts up to $500.	Covers overdrafts up to $1,000.
Free NexTier Visa^® Debit Card
ATM Refunds			Up to $15 per statement cycle³	Up to $15 per statement cycle³
Linked Account	None	None	Free NexTier Saver Account	Free NexTier Saver Account
	Learn More	Learn More	Learn More	Learn More

To earn interest or cash back and ATM withdrawal fee refunds, simply do the following each Monthly Qualification Cycle:

Have at least 12 debit card purchases post and settle
Have at least 1 automatic payment (ACH), bill pay transaction, or direct deposit post and settle
Be enrolled in and agree to receive eStatements

¹When your NexTier Interest Plus account qualifications are met during a Monthly Qualification Cycle daily balances up to and including $35,000 in your NexTier Interest Plus account earn an interest rate of 0.65% resulting in an APY of 0.65%; and daily balances over $35,000 earn an interest rate of 0.25% on the portion of the daily balance over $35,000, resulting in a range from 0.65% to 0.25% APY depending on the account’s daily balance.
²When NexTier Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back up to a total of $8.00 on debit card purchases, excluding ATM transactions that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle.
³You will receive reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your NexTier Cash Back or NexTier Interest Plus account during that Monthly Qualification Cycle. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
⁴Perfect Fit is a BankOn – Certified product offering.

^aFor more information on our overdraft practices, click here.

Take control of your debit card spending with CardBoss, Visa^® Purchase Alerts, and Debit Card Automatic Updates. Learn More

Manage your finances with Bill Pay, send money to family or friends, order checks, view eStatements, or place stop payments. Learn More

Our partnership with the Freedom ATM Alliance provides access to surcharge free ATM withdrawals at more than 670 ATMs.

Have access to your finances at home or on-the-go with FREE eStatements. Secure. Convenient. Eco-friendly. Learn More