Account Features:

The checking account that actually pays YOU to bank with us. When you qualify*, earn 0.65% Annual Percentage Yield (APY)**, receive ATM fee refunds and never worry about a minimum balance to earn rewards. This is the way checking should be.

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    $50.00 minimum deposit to open

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    No minimum balance requirement

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    No monthly service charge

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    Interest Bearing Account1 – When qualifications are met, earn 0.65% APY on balances up to $35,000 and 0.65% to 0.25% APY on balances above $35,000.

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    Free eStatements

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    Free Online Banking with Bill Pay

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    Free Mobile Banking with NexTier Mobile

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    Free Telephone Banking

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    Free NexTier Visa® Debit Card

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    ATM Fee Refunds up to $15 per statement cycle if you qualify2

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    Free ATM withdrawals on the Freedom ATM Alliance Network

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    Overdraft Privilege limit of $1,000

*Qualifications:

To earn these rewards, simply do the following during the monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle to the account during the qualification period.
  • Receive monthly eStatements. Statements must be electronic to qualify for rewards.
  • Have at least 1 ACH automatic payment or direct deposit post and settle to the account during the qualification period.

**If you don’t qualify, there is no service charge, and you still earn 0.05% APY. And, when you do qualify, you’ll automatically start earning rewards again.

  1. 1When your NexTier Interest Plus account qualifications are met during a Monthly Qualification Cycle daily balances up to and including $35,000 in your NexTier Interest Plus account earn an interest rate of 0.65% resulting in an APY of 0.65%; and daily balances over $35,000 earn an interest rate of 0.25% on the portion of the daily balance over $35,000, resulting in a range from 0.65% to 0.25% APY depending on the account’s daily balance.
  2. 2You will receive reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your NexTier Interest Plus account during that Monthly Qualification Cycle. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

For more information on our overdraft practices, click here.

NexTier Saver Account

Personalize Your Account

Make the account your own by adding the NexTier Saver account.
Earn high interest and automatic savings!

Earn 0.50% Annual Percentage Yield (APY)* on all NexTier Saver balances up to and including $75,000.00 and 0.50% to 0.25% APY on balances over $75,000.00, depending on the balance in the account when you meet the qualifications in your NexTier Rewards Checking Account. Earn 0.05% APY if qualifications are not met.