It’s the checking account that pays you back! Receive up to $8 cash back for every monthly qualification cycle in which you qualify.* Enjoy the freedom of checking without worrying about points to redeem or minimum balance requirements.

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    $50.00 minimum deposit to open

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    No minimum balance requirement

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    No monthly service charge

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    Earn 2.50% cashback on debit card purchases. Receive up to $8 per statement cycle1.

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    Free eStatements

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    Free Online Banking with Bill Pay

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    Free Mobile Banking with NexTier Mobile

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    Free Telephone Banking

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    Free NexTier Visa® Debit Card

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    ATM Fee Refunds up to $15 per statement cycle2.

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    Free ATM withdrawals on the Freedom ATM Alliance Network

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    Overdraft Privilege limit of $500

*Qualifications:

Earning $8 and ATM fee refunds is easy. To earn these rewards simply do the following during the monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle to the account during the qualification period.
  • Receive monthly eStatements. Statements must be electronic to qualify for rewards.
  • Have at least 1 ACH automatic payment or direct deposit post and settle to the account during the qualification period.

**If you don’t qualify, there is no service charge to you. And, when you do qualify, you’ll automatically start earning rewards again.

  1. 1When NexTier Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back up to a total of $8.00 on debit card purchases, excluding ATM transactions that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle.
  2. 2You will receive reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your NexTier Cash Back account during that Monthly Qualification Cycle. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

For more information on our overdraft practices, click here.

NexTier Saver Account

Personalize Your Account

Make the account your own by adding the NexTier Saver account.
Earn high interest and automatic savings!

Earn 0.50% Annual Percentage Yield (APY)* on all NexTier Saver balances up to and including $75,000.00 and 0.50% to 0.25% APY on balances over $75,000.00, depending on the balance in the account when you meet the qualifications in your NexTier Rewards Checking Account. Earn 0.05% APY if qualifications are not met.

Your NexTier Cash Back rewards are automatically credited to NexTier Saver for automatic savings!

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